We like to take a simplistic and flexible approach to how we receive payment for the work which we do on your behalf. Therefore, the initial consultation is "free of charge" which means that you don't have to worry about paying to find out whether or not you are happy to use our services or indeed for us to establish if we can help you.
Naturally like any other business we expect to be paid for our work, and if we carry out research on your behalf then provide advice and put plans in place for your financial future then we expect to be paid for the time, work and professional services you will have experienced and hopefully enjoyed.
As with many other Financial Adviser firms there are effectively two payment options which can be agreed with you prior to any work commencing.
An agreed Fee payable by you personally
By agreeing to this method of payment you choose to remunerate us by paying a fee for our services which will be agreed between us before any work is carried out so the whole process is very clear and transparent. By choosing this route you effectively write a cheque to cover the agreed fee.
An agreed Fee to be taken from your Investment / Pension Fund(s) and facilitated by the product provider.
You may decide to have the fee taken from your Investment or Pension fund(s) (in the case of Pension/Investment Advice) instead of paying it up front yourself.
The agreed fee is taken from your Investment or Pension fund prior to any investment being made by the Investment / Pension provider, who facilitates by paying the fee to ourselves. This means that you personally do not make payment directly to ourselves, thus resulting in your bank balance not being reduced. This route would however reduce the initial amount being invested into your plan.
The ways in which payment can be made and the impact this may have on your financial plans is set out in the product literature we give to you and will be explained very clearly to ensure you understand exactly how we receive payment and from where.
We are happy to discuss the option most preferred by you and this is further outlined in our Client Service Agreement document.
To see our hourly charges and for other information about